:root{--space-section:64px;--space-compact:46px;--space-feature:76px}
:root{--focus:#075864}:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #075864;outline-offset:3px;box-shadow:0 0 0 5px #fff}.center .actions{justify-content:center}.rate-label{display:block;margin-bottom:6px;font-size:.8rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}
.nav{min-height:88px;padding-block:8px}.brand{width:122px;align-self:stretch;align-items:center}.brand img{display:block;width:100%;height:auto;max-height:70px;object-fit:contain}
.crumb{margin:0 auto;padding:14px 0 10px;color:var(--muted)}.crumb span:last-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.hero{padding:52px 0 58px}main>.crumb+.hero{padding-top:38px}.hero-grid:not(:has(.hero-pic)){grid-template-columns:minmax(0,1fr);max-width:900px;margin-inline:auto;text-align:center}.hero-grid:not(:has(.hero-pic)) .lead{margin-inline:auto}.hero-grid:not(:has(.hero-pic)) .actions{justify-content:center}.hero h1,.article h1{font-size:clamp(2.25rem,4.5vw,4rem)}.hero-grid:not(:has(.hero-pic)) h1{font-size:clamp(2.2rem,4vw,3.6rem)}
.section{padding:var(--space-section) 0}.section.compact{padding:var(--space-compact) 0}.section.feature-section{padding:var(--space-feature) 0}
.trust span{padding:15px 10px}.cla-trust{display:flex;align-items:center;justify-content:center;gap:8px}.cla-trust img{width:38px;height:28px;object-fit:contain;background:#fff;border-radius:4px}
.prices .term{font-size:1rem;line-height:1.4;color:var(--dark)}
.form fieldset{min-width:0;margin:22px 0;padding:20px;border:1px solid var(--border);border-radius:14px;background:var(--surface)}.form legend{padding:0 8px;font-weight:850;color:var(--navy)}.conditional[hidden]{display:none}
.quotes.six figure{height:100%}.callout,.article-cta{padding:26px;border:1px solid var(--border);border-radius:var(--radius);background:#fff}.resource-links{display:grid;gap:10px;padding-left:20px}.resource-links a{font-weight:800}
.article p,.article li{font-size:1.05rem}.article h2{margin-top:1.7em}.article-meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin-bottom:18px;color:var(--muted);font-size:.9rem}.article-meta span+span{border-left:1px solid var(--border);padding-left:18px}.article-cta{clear:both;margin:36px 0 24px;background:var(--surface)}.related,.sources{margin-top:38px;padding-top:4px;border-top:1px solid var(--border)}.related ul,.sources ul{display:grid;gap:8px;padding-left:22px}.back{display:inline-block;margin-top:18px;font-weight:800}
.featured-guide{display:grid;grid-template-columns:1.4fr .6fr;gap:32px;align-items:center;padding:32px;border:1px solid var(--border);border-radius:var(--radius);background:#fff}.featured-guide img{width:100%;border-radius:14px}.topic-nav{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:28px}.topic-nav a{padding:8px 13px;border:1px solid var(--border);border-radius:99px;background:#fff;text-decoration:none;font-weight:750}
.guide-group+.guide-group{margin-top:42px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.guide-grid article{display:flex;flex-direction:column;padding:24px;border:1px solid var(--border);border-radius:var(--radius);background:#fff}.guide-grid article h2,.guide-grid article h3{font-size:1.35rem;margin:.3em 0}.guide-grid article>a:last-child{margin-top:auto;font-weight:800}.guide-links{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin:24px 0}.guide-links a{display:grid;gap:4px;padding:18px;border:1px solid var(--border);border-radius:14px;background:#fff;text-decoration:none}.guide-links span{color:var(--muted)}.service-cards article{min-height:245px;display:flex;flex-direction:column}.service-cards article>a:last-child{margin-top:auto}
.foot-logo{display:block;width:140px;height:auto;background:transparent;padding:0;object-fit:contain;filter:drop-shadow(0 5px 12px rgba(0,0,0,.18))}
@media(max-width:900px){.nav nav{top:88px;gap:4px}.nav nav a{padding-block:8px}.guide-grid{grid-template-columns:1fr 1fr}.featured-guide{grid-template-columns:1fr 260px}}
@media(max-width:600px){:root{--space-section:46px;--space-compact:38px;--space-feature:52px}.nav{min-height:74px;padding-block:7px}.brand{width:98px}.brand img{max-height:60px}.nav nav{top:74px}.hero{padding:44px 0 48px}main>.crumb+.hero{padding-top:30px}.section{padding:var(--space-section) 0}.guide-grid,.guide-links,.featured-guide{grid-template-columns:1fr}.article-meta{display:grid;gap:3px}.article-meta span+span{border:0;padding:0}.form fieldset{padding:16px}.sticky+*{margin-bottom:0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}